Home Loans Made Simpler, Faster and Friendlier.
Compare All & Select The Best
100% Transparency
Zero Service Charge
No Spamming
Banks We Work With
Houzzy partners with leading banks and financial institutions to offer you a wide range of home loan options. Our trusted partners include:
Why houzzy?
Choosing Houzzy means opting for a hassle-free, transparent, and personalized home loan experience. Here’s why thousands of customers trust us:
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Personalized Loan Comparisons
Tailor-made comparisons to find the best home loan for you.
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Zero Service Change
Enjoy our services without any additional fees.
Dedicated Relationship Manager
Dedicated support team to assist you every step of the way.
Transparency
Clear and straightforward information without any hidden charges.
Paperless And Faster
Quick and efficient loan processing to help you move into your dream home sooner.
No Spamming
We respect your privacy and will never inundate you with unnecessary emails, messages, or calls.
How it Works?
Getting your home loan through Houzzy is simple and straightforward:
Explore Options
Browse through our extensive list of banks and home loan options.
Compare
Our dedicated Relationship manager will help you to compare different home loan offer based on your requirements.
Apply
Fill out a simple application form with your details.
Get Approved
We handle the paperwork and coordinate with the bank to get your home loan approved quickly.
Testimonials
Don’t just take our word for it. Hear from our satisfied customers:
Jane D.
"Houzzy made my home loan process so easy and transparent. I found the best loan without any hassle."
John S.
"Excellent service and support. The zero service charge was a great bonus!"
Sarah M.
"I highly recommend Houzzy for anyone looking for a home loan. They really helped me compare and choose the best option."
EMI Calculator
Plan your finances better with our EMI Calculator. Simply enter the loan amount, interest rate, and tenure to calculate your monthly EMI.
EMI Calculator
Rupees Ten Million
9%
5 Years
EMI Calculation Results
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FAQ's
Have questions? We have answers. Check out our frequently asked questions to find out more about Houzzy and our services.
- We offer 100% transparency, zero service charges, and personalized loan comparisons.
- We value your privacy and ensure your information is used only to assist with your loan application.
- Yes, our platform allows you to compare home loan offers from various banks to find the best deal. We value your privacy and ensure your information is used only to assist with your loan application.
- Simply visit our website, fill in the necessary details, and submit your application. Our team will guide you through the process from start to finish.
- Typically, you'll need proof of identity, proof of address, income documents, and property-related documents. Our team will provide a detailed list based on your specific case.
- Typically, you'll need proof of identity, proof of address, income documents, and property-related documents. Our team will provide a detailed list based on your specific case.
- Typically, you'll need proof of identity, proof of address, income documents, and property-related documents. Our team will provide a detailed list based on your specific case.
- Yes, you can track the status of your loan application in real-time through our platform.
- Yes, we offer pre-approval services to help you understand your eligibility and loan amount before you start your home search.
- We offer various home loan options, including loans for new homes, resale properties, and home construction. Our team can help you choose the best option based on your needs.
- Interest rates vary based on the bank and loan type. Our platform allows you to compare interest rates from multiple banks to find the most competitive option.
- Yes, self-employed individuals can apply for home loans. We will guide you through the documentation and eligibility criteria required for self-employed applicants.
- Yes, you can transfer your existing home loan to Houzzy. Our team will assist you with the balance transfer process to help you get better terms and lower interest rates
- The maximum loan amount depends on various factors, including your income, repayment capacity, and the value of the property. Our team will help you determine the best loan amount based on your profile.
- Yes, we provide property valuation services to ensure that you get an accurate assessment of your property's worth, which is crucial for securing a loan
- Yes, we provide property valuation services to ensure that you get an accurate assessment of your property's worth, which is crucial for securing a loan
- Yes, there are tax benefits on home loans under sections 80C and 24(b) of the Income Tax Act. Our experts can guide you on how to maximize these benefits.
- Once your loan is approved, the disbursement process typically involves signing the loan agreement, completing necessary formalities, and the bank disbursing the loan amount to your account.
- Yes, Non-Resident Indians (NRIs) can apply for home loans through Houzzy. We offer specialized services to cater to the unique needs of NRI applicants.
- We provide guidance on loan repayment options, including EMI calculations, setting up auto-debit instructions, and managing your repayment schedule to ensure timely payments.
- A credit score of 750 or above is generally preferred by most banks, but we assist applicants with varying credit scores to find suitable loan options.
- Yes, Houzzy offers home loans for properties under construction. We will guide you through the process and requirements for such loans.
- The loan tenure typically ranges from 5 to 30 years. Our team will help you choose the right tenure based on your repayment capacity and financial goals.
- We provide personalized advice on improving your credit score, managing existing debts, and optimizing your financial profile to enhance your loan eligibility.
- A fixed-rate home loan has a constant interest rate throughout the loan tenure. Yes, Houzzy offers both fixed and floating rate home loan options
- Yes, you can apply for a joint home loan with a co-applicant. This can enhance your loan eligibility and increase the loan amount.
- Our team assists in verifying all necessary documents, ensuring they meet the bank's requirements to expedite the approval process.
- The processing fee varies by bank and loan type. We provide a detailed breakdown of all applicable fees and charges during the loan application process.
- Yes, we provide loans for purchasing residential plots. Our experts will guide you through the specific requirements for land loans.
- Yes, we assist eligible applicants in availing home loan subsidies under government schemes like Pradhan Mantri Awas Yojana (PMAY).